Here’s something to chew on. Let’s say you want to litigate the constitutionality of the individual mandate. Who would be the most sympathetic plaintiff? (“I don’t want to buy health insurance because . . .” ) It can’t be somebody who is poor (they get subsidies) or has religious objections to medical care (they are exempted from the requirement). Is it somebody who says that in my state I can only buy insurance from company X, and I don’t want to be insured by it for one reason or another?