Identity Theft: Increasingly an Affliction of the Young

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1 Response

  1. Bruce says:

    I’m puzzled on the mechanics of this scam — isn’t a date of birth typically associated with your SSN on credit reports? I doubt a credit card company would even issue a card to a 12-year-old, at least not without a parent co-signer. Perhaps what is happening is that the card issuer checks credit reports, finds no entry for the SSN in question, and then accepts everything the fraudster claims re: DOB, address, etc. What information do credit reporting agencies typically have about you if you have a SSN, but have never obtained credit from anyone?